By: Steven M. Roge, CMFC JSE Ltd. (JSEJF.PK) Share price: R66.52* Intrinsic value: R114 Buy below: R79 Business Description and Background The JSE was established in 1897 and has grown to be Africa’s biggest and premier stock exchange. From a mutual association it has grown to become a listed entity and the 20th largest stock...Read More

By: Steven M. Roge, CMFC eResearchTechnology: Investment Diagnosis Share Price: $6.12 Intrinsic Value: $7.05 Buy Below: $4.93 eResearchTechnology, Inc., (ERT) together with its subsidiaries, provides technology and service solutions that enable the pharmaceutical, biotechnology and medical device industries to collect, interpret, and distribute cardiac safety and clinical data. The company’s cardiac safety products and service...Read More

By: Steven M. Roge, CMFC Share Price: $171.30 Intrinsic Value: $203.55 Buy Below: $142.48 Atrion Corporation (ATRI) develops and manufactures ophthalmology, cardiovascular, and fluid delivery devices primarily for medical applications in the United States and internationally. The company manufactures soft contact lens storage and disinfection cases; and the LacriCATH line of balloon catheters used in...Read More

By: Steven M. Roge, CMFC Mediware Information Systems (MEDW) Share Price: $11.75 Intrinsic Value: $15.50 Buy Below: $12 Business Description & Background: Mediware designs, develops and markets software solutions targeting specific processes within healthcare institutions. Software products are sold to hospitals, long-term care and behavioral health facilities, and stand-alone blood and plasma donation centers and...Read More

Rosanne Roge, CFP, RFG, CSA Over the past few months, I have noticed many articles in newpapers, magazines and trade publications addressing the question of  when the appropriate time is to “take away the keys” from parents, spouses or a friend. Your clients may be facing these questions, for themselves or their parents or other...Read More

Rosanne Roge, CFP, RFG, CSA There comes a time when we, or our clients, need to have “the conversation” with our parents. The most frequent topics that come up are about changes in health that will affect their lifestyle, driving, personal appearance, “senior moments,” managing finances and home safety, to name just a few. For...Read More

By: Steven M. Roge, CMFC Share Price: $346 Intrinsic Value: $506 Buy Below: $354 Apple (AAPL) is a company whose stock receives around-the-clock press and analyst coverage. One would expect a stock that is scrutinized and adored this much to be appropriately priced and have all known elements (news, future expectations, worries) factored in. Then...Read More

I’ve been giving a lot of thought lately about the issues facing our country, particularly the financial dimension of government.  Following the release of the Republican budget proposal authored by Rep. Paul Ryan, President Obama’s subsequent response and the recent downgrading by Standard & Poor’s of our country’s economic prospects, I thought I would share...Read More

Rosanne Roge, CFP, RFG, CSA As an advisor who has aged clients and clients who have aging family members, I am always looking for resources for those hard-working caregivers who may be in need of assistance and do not know where to look for guidance in a tough situation. There was a wonderful article published...Read More