Recently we have had conversations with a few clients about making changes to their portfolios due to the current events in Japan and the Middle East. Our advice is not to make changes based on current events. One should only revise their portfolio if their goals or personal circumstances change. A good friend of mine...Read More
Gone are the days when a company would reward a retiree’s long years of service with a gold watch and monthly pension. Today, old-fashioned defined benefit pension plans have been replaced with 401(k)s and Individual Retirement Accounts (IRAs). These accounts require you—not your employer—to determine how much to save, as well as how to invest...Read More
By: Steven M. Roge, CMFC GSE Systems Inc. (GVP), as of March 21: Share Price: $2.12 Intrinsic Value: $3.58 Buy Below: $2.51 Business Description and Background: GSE Systems, Inc. provides simulation and educational solutions and services to nuclear and fossil electric utilities, and chemical and petrochemical industries, in the United States, Europe, and Asia. It...Read More
Ronald W. Roge, CFP Gone are the days when a company would reward a retiree’s long years of service with a gold watch and monthly pension. Today, old-fashioned defined benefit pension plans have been replaced with 401(k)s and Individual Retirement Accounts (IRAs). These accounts require you not your employer to determine how much to save,...Read More
Steven Roge, CFMC Simulations Plus, Inc. develops and produces software for use in pharmaceutical research and education, as well as provides contract research services to the pharmaceutical industry. Its software products include ADMET Predictor that offers numerical models for predicting absorption, distribution, metabolism, excretion, and toxicity properties of chemical compounds from their molecular structures; MedChem...Read More
Steven Roge, CFMC Our investment thesis laid out this time last year was one of caution. We were receiving mixed signals from the market and economies. On one hand equity markets were coming off one of the best years in its history in 2009 and fixed income markets were hitting new highs too. The economy...Read More
The Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010 On Dec. 16, 2010, Congress passed the Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010, otherwise known as the Middle Class Tax Relief Act of 2010. Among other things, this bill extends unemployment benefits for 13 months, provides a two-year...Read More
In helping your older clients plan for the new year, remember that even though there is no cost-of-living adjustment (COLA) for Social Security benefits in 2011, the IRS has raised the deductibility limits for long-term care (LTC) policies purchased in 2011. Read more…Read More
Steven Roge, CFMC Liquidity Services, Inc. (LQDT) operates an online auction marketplace for surplus and salvage assets. The company enables buyers and sellers to transact in an automated online auction environment offering approximately 500 product categories. It organizes its products into various categories across various industry verticals, such as consumer electronics, general merchandise, apparel, scientific...Read More
