Rosanne Roge, CFP, RFG, CSA The baby boomer generation – defined by the Census Bureau as those born between 1946 and 1964 – is going to have a major impact on many aspects of the economy, but the most important will be health care. The oldest boomers are turning 65 this year. This cohort will...Read More

Even though there is no COLA for Social Security benefits in 2011, the IRS has raised the deductibility limits for long term care policies purchased in 2011. The premiums you pay for your long term care insurance are deductible as itemized medical expenses (subject to the 7.5% AGI threshold) based on your age at the...Read More

As a former Lieutenant in the U.S. Army Reserves, there is a special place in my heart for our wartime veterans. After all, the reason I have the freedom to write this article and do everything else I want to do is because of the sacrifices they made during time of war. We have recently...Read More

Tax time is over and after searching high and low for the documents your accountant requires to file your tax returns, you keep saying to yourself “next time I am going to be better organized”. Imagine how your loved ones would feel if during a time of crisis they needed to look for pertinent documents...Read More

I’m always looking for information that I can pass along to our readers that will help, inspire or provide some good advice. I found some great Web sites and other general information while reading my Senior Spirit Newsletter, published by the Society of Certified Senior Advisors®. For today’s active seniors, boarding a cruise ship is...Read More

In our ongoing efforts to address the issues related to “living to that ripe old age,” we will focus this time around on useful measures that can help seniors to continue living at home. For just about everyone, home is where the heart is and, naturally enough, it’s also where many of our family members...Read More

For all of us, there comes a time when we have to have “the conversation” with our parents. The moment usually follows an accident or change in health status that will affect lifestyle. Topics can include driving, personal appearance, “senior moments,” managing finances, home safety … just to name a few. None of this is...Read More

In one of my previous articles, I referenced the 40-70 Rule. Well now for those seniors who still want to be in the driver’s seat and want to initiate the conversation with the kids, there’s a reverse playbook, the 70-40 Rule. As the title implies, this is a guide to conversation starters for seniors and...Read More

All around the country, and particularly here on Long Island, the number of individuals age 65 and older are growing at a much faster rate than the rest of the population. With a strong desire to remain active, independent and close to family (especially grandchildren!) and friends in the communities they have lived in all...Read More