Financial Geriatrics

Permit Me To Help You

Financial Geriatrics is not just about money. It’s about saving time too. After all, time is money. Here is a time saving tip for those of us with caregiver responsibilities. I frequently help my future in-laws get to their doctor appointments, dinner functions and other everyday destinations. Dad and mom both have canes and find...
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The Case for a Health Care Advocate

In this busy world of ours we all know how important it is to have timely information in order to make wise choices. We gather that information from the Internet (extensive but sometimes a bit complex), newspapers, magazines and other periodicals. But, typically, we just reach for the telephone. There are, however, some contemporary challenges...
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Right Sizing Right Now for the Pro Active Senior

Difficult and often agonizing, it’s the crossroad every senior dreads, the time when it’s necessary to consider abandoning the comfort of the familiar for a more practical, age-appropriate living scenario. This transition is often referred to as “downsizing,” but we prefer to call it “Right-Sizing.” For most, it is a difficult process encompassing emotional and...
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Changes in Medicaid Planning Under the Deficit Reduction Act of 2005

The Deficit Reduction Act of 2005 (DRA) was enacted to limit the impact of Medicare and Medicaid programs on both the federal and state budgets. The legislation has brought about a number of revisions to the Medicaid rules concerning asset transfers and the treatment of other resources for individuals applying for long-term care services. This...
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