Retirement Tips and Misconceptions Christopher R. Wills, CPA, CFA, CFP® Director of Wealth Management What does your retirement dream look like? It could be sipping coffee on the deck of a beach house in Cape Cod, or perhaps finally getting the opportunity to travel the world. Maybe it’s just living worry-free when it comes to money....Read More
On July 26, 2013, R.W. Rogé & Company celebrated its 27th anniversary. During these past 27 years, I have learned through trial and error that what our clients really want is confidence, leadership, and an authentic relationship with their advisory firm. Confidence comes when clients feel that we truly understand their needs. Those needs then get articulated...Read More
A Beginner’s Guide to Retirement Plans for Businesses Setting up a qualified retirement plan for your business can have many benefits. These plans typically offer several tax advantages, such as a deduction for your contributions and tax deferred growth on your investments, which can be an effective way for you to save for retirement through...Read More
Qualified retirement plans are often marketed as an effective way to save money for the future because of their tax advantages. In the right situation, this can be true, but many investors get so caught up in saving through their retirement plans that they overlook other available options. A non-retirement investment account can complement retirement...Read More
Estate Planning Tips for the Wealthy While accumulating wealth is important, one key step that many individuals postpone is creating a plan that protects that wealth. Unfortunately, such delay can cause them and their loved ones to risk losing a great amount of money to undue taxation, along with being exposed to other potential pitfalls....Read More
With a seemingly endless number of available investment options, investment planning has taken on an almost mystical quality, turning it into an activity that, for many investors, increasingly involves more faith than reason. As a result, many investors find themselves at the mercy of investment salespeople who charge exorbitant fees to recommend investment products of...Read More
In this busy world of ours we all know how important it is to have timely information in order to make wise choices. We gather that information from the Internet (extensive but sometimes a bit complex), newspapers, magazines and other periodicals. But, typically, we just reach for the telephone. There are, however, some contemporary challenges...Read More
Budgeting is hard for everyone; in particular those older individuals on a fixed income. For adult children, talking to aging parents about money can be a challenge. However, there are ways for family members and caregivers to tackle this somewhat daunting task. Here are a few steps that we have utilized in our practice. Prepare an expense...Read More
One of the essential tasks of a financial advisor is to help prepare an adult for their individual path to retirement. The most important part of this preparation is creating a budget that will enable them to enjoy the fruits of their retirement, while staying within the boundaries of their regular income (pensions, Social Security) and investment...Read More
