Your comprehensive financial plan is finished. Congratulations! You’ve spent weeks gathering tax returns, investment statements, retirement account balances, insurance information, and estate planning documents. You’ve had thoughtful conversations about your goals, discussed retirement, reviewed cash flow, evaluated taxes and investments, considered estate planning, insurance, and legacy goals. The day has finally arrived. Your financial advisor hands...Read More
Many of the financial habits people believe will help them build wealth can actually limit long-term financial success when applied without context. In a recent article featured in MoneyLion, AOL.com, and MSN.com, titled “I’m a Financial Planner: 4 ‘Wealth-Building’ Habits That Don’t Always Deliver,” journalist Martin Dasko explores several common strategies that financial professionals frequently...Read More
Cryptocurrency has come a long way from being viewed as an investment that moved independently of the rest of the financial markets. Today, many of the same economic forces that influence stocks and bonds, including interest rates, inflation, the strength of the U.S. dollar, and investor confidence, can also have a meaningful impact on digital...Read More
Choosing a financial advisor is one of the most important financial decisions you’ll make, but deciding whether to leave one can be just as difficult. In his recent U.S. News & World Report article, “Is It Time to Dump Your Financial Advisor?” journalist Geoff Williams explores several warning signs that may indicate it’s time to...Read More
As market uncertainty continues to dominate headlines, many investors find themselves wondering whether they should make changes to their portfolios in anticipation of what comes next. In a recent article, “Why Timing the Market Is Still a Retirement Mistake and What to Do Instead,” journalist Anna Baluch explores why attempting to predict market movements remains...Read More
In the recent article “Fidelity Challenges Long-Standing Retirement Savings Rule,” finance journalist Damilola Esebame explores new research from Fidelity that questions one of the most commonly accepted principles in personal finance: maintaining a large emergency fund throughout retirement. The article, published on The Street, examines how many retirees continue to hold significant amounts of cash...Read More
The Realtor.com article “Older Millennials Have Less Than 20 Years To Save Enough for Retirement—and They’re Already $427K Behind,” by journalist Anna Baluch, examines the growing retirement savings gap facing many Americans in their 40s. According to research, the median retirement savings for older millennials is just $73,000, far below both their own expectations and...Read More
While the ink still dries on the One Big Beautiful Bill Act (OBBBA), we are learning more each day about Trump accounts. These new accounts are essentially an IRA-like vehicle targeted toward children. What we do know is that they will be seeded with $1,000 for children born between 2025 and 2028. Let’s walk through...Read More
In the recent article “Fidelity flags the income trap blocking your Roth IRA,” journalist Damilola Esebame explores how rising income levels can unexpectedly disqualify savers from contributing directly to a Roth IRA. While increased earnings are often a positive sign financially, the article explains how IRS income phaseout limits can create challenges for retirement savers,...Read More
