The recent Forbes article, “1 In 4 Private-Sector Workers Don’t Have Access To Retirement Benefits—Here’s How To Save Without Them,” by journalist Lindsey Crossmier explores the retirement savings options available to people without an employer-sponsored plan. The article highlights how individual retirement accounts (IRAs) can help workers continue building savings when workplace benefits aren’t available.
Steven Rogé, our Chief Investment Officer and CEO, adds important context to the numbers. While the article reports that 28% of private-sector workers lack access to retirement benefits, Steven points out that the statistic excludes self-employed workers, who may also lack a retirement plan. His perspective broadens the discussion beyond employees without workplace benefits to the many people responsible for establishing their own retirement savings arrangements.
The article offers an encouraging reminder: access to a workplace retirement plan can be helpful, but saving for the future doesn’t have to depend on an employer offering one.
Click here to view the full article.
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R.W. Rogé & Company, Inc. is an independent, fee-only financial planning and investment management firm serving clients locally and virtually across the country, with Long Island, New York, and Beverly, Massachusetts office locations. R.W. Rogé & Company, Inc. was founded on a “client first” culture and proudly commits to acting in your best interest as a fiduciary. We have helped clients Plan, Achieve, and Live® the life they want since 1986. To learn more about how we do this, as well as our process, explore our detailed overview of services and approach.
