Inflation Attacks The Tooth Fairy!

Over the school holidays, we usually have one or more of our staff’s children visiting the office. It’s really fun to have them spend the day with us and during lunch time we have some terrific conversations and find out what is “happening” in their lives. Our most recent visitor, Anthony Cappa, Jr., dropped by...
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New FDIC Levels

On May 20, 2009, President Obama signed the Helping Families Save Their Homes Act, which extended the temporary increase in the standard maximum deposit insurance amount to $250,000 per depositor through Dec. 31, 2013. On Jan. 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories.  The $250,000 limit...
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The 22 Year Car Payment

My staff and I were eating lunch together in the office, as we often do. Jeff Roberto, our Director of Portfolio Operations and Administration who is the father of three children, thanked me for giving him an article on how much it costs to raise a child these days: about $1 million, according to the...
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Spending vs. Saving

A reporter called me the other day to ask why most Americans can’t seem to save for their future. That conversation subsequently got me thinking more about why most people can’t – or won’t – save. We’ve long had the developed world’s lowest rate of savings, and recent federal government statistics indicate that the national...
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