Some of the earliest financial lessons we learn come from our parents. Advice like “pay off your mortgage as quickly as possible,” “avoid debt,” and “buy income-producing investments” has shaped generations of investors. While many of these principles were sound when they were first passed down, today’s financial landscape is very different than the one...Read More
Your comprehensive financial plan is finished. Congratulations! You’ve spent weeks gathering tax returns, investment statements, retirement account balances, insurance information, and estate planning documents. You’ve had thoughtful conversations about your goals, discussed retirement, reviewed cash flow, evaluated taxes and investments, considered estate planning, insurance, and legacy goals. The day has finally arrived. Your financial advisor hands...Read More
Many of the financial habits people believe will help them build wealth can actually limit long-term financial success when applied without context. In a recent article featured in MoneyLion, AOL.com, and MSN.com, titled “I’m a Financial Planner: 4 ‘Wealth-Building’ Habits That Don’t Always Deliver,” journalist Martin Dasko explores several common strategies that financial professionals frequently...Read More
Cryptocurrency has come a long way from being viewed as an investment that moved independently of the rest of the financial markets. Today, many of the same economic forces that influence stocks and bonds, including interest rates, inflation, the strength of the U.S. dollar, and investor confidence, can also have a meaningful impact on digital...Read More
Choosing a financial advisor is one of the most important financial decisions you’ll make, but deciding whether to leave one can be just as difficult. In his recent U.S. News & World Report article, “Is It Time to Dump Your Financial Advisor?” journalist Geoff Williams explores several warning signs that may indicate it’s time to...Read More
As market uncertainty continues to dominate headlines, many investors find themselves wondering whether they should make changes to their portfolios in anticipation of what comes next. In a recent article, “Why Timing the Market Is Still a Retirement Mistake and What to Do Instead,” journalist Anna Baluch explores why attempting to predict market movements remains...Read More
In the recent article “Fidelity Challenges Long-Standing Retirement Savings Rule,” finance journalist Damilola Esebame explores new research from Fidelity that questions one of the most commonly accepted principles in personal finance: maintaining a large emergency fund throughout retirement. The article, published on The Street, examines how many retirees continue to hold significant amounts of cash...Read More
The Realtor.com article “Older Millennials Have Less Than 20 Years To Save Enough for Retirement—and They’re Already $427K Behind,” by journalist Anna Baluch, examines the growing retirement savings gap facing many Americans in their 40s. According to research, the median retirement savings for older millennials is just $73,000, far below both their own expectations and...Read More
Editor’s Note (August 2026): Since this article was originally published, Trump Accounts officially launched on July 4, 2026, and Treasury and the IRS have released additional guidance regarding contributions and account administration. While the information below remains a helpful overview, be aware that implementation details continue to evolve. While the ink still dries on the...Read More
