What does it truly take to retire early, especially when your savings may need to last 40 to 50 years? The article “Retiring Early? These Smart Money Moves Can Make Your Savings Last Decades” by journalist Gabrielle Olya, published in GoBankingRates and Yahoo Finance, explores key strategies financial planners recommend. From building assets outside traditional retirement accounts to managing healthcare costs and creating tax-efficient withdrawal strategies, the article emphasizes that early retirement requires far more than simply hitting a savings number. It demands flexibility, thoughtful planning, and a structure built to withstand decades of market cycles.
Our Chief Investment Officer and CEO, Steven Rogé, contributed insights focused on creating durability once the paychecks stop. He discussed using a structured withdrawal “bucket” approach to help manage market volatility while keeping lifestyle spending steady. He also emphasized the importance of proactively planning for healthcare coverage before age 65 and noted that even modest part-time income in early retirement can meaningfully reduce portfolio strain and improve long-term outcomes.
To view the full article, click here.
For tailored guidance on managing your wealth or questions about investment strategies, please contact our team of CERTIFIED FINANCIAL PLANNERTM (CFP®) professionals for a complimentary discovery call at 631.218.0077, or click here. We would be happy to show you how our financial planning process can help you stay on track and achieve your financial goals. You can also send us a message directly.
R.W. Rogé & Company, Inc. is an independent, fee-only financial planning and investment management firm serving clients locally and virtually across the country, with Long Island, New York, and Beverly, Massachusetts office locations. R.W. Rogé & Company, Inc. was founded on a “client first” culture and proudly commits to acting in your best interest as a fiduciary. We have helped clients Plan, Achieve, and Live® the life they want since 1986. To learn more about how we do this, as well as our process, explore our detailed overview of services and approach.
