In the recent article “Fidelity Challenges Long-Standing Retirement Savings Rule,” finance journalist Damilola Esebame explores new research from Fidelity that questions one of the most commonly accepted principles in personal finance: maintaining a large emergency fund throughout retirement. The article, published on The Street, examines how many retirees continue to hold significant amounts of cash...Read More
The Realtor.com article “Older Millennials Have Less Than 20 Years To Save Enough for Retirement—and They’re Already $427K Behind,” by journalist Anna Baluch, examines the growing retirement savings gap facing many Americans in their 40s. According to research, the median retirement savings for older millennials is just $73,000, far below both their own expectations and...Read More
While the ink still dries on the One Big Beautiful Bill Act (OBBBA), we are learning more each day about Trump accounts. These new accounts are essentially an IRA-like vehicle targeted toward children. What we do know is that they will be seeded with $1,000 for children born between 2025 and 2028. Let’s walk through...Read More
In the recent article “Fidelity flags the income trap blocking your Roth IRA,” journalist Damilola Esebame explores how rising income levels can unexpectedly disqualify savers from contributing directly to a Roth IRA. While increased earnings are often a positive sign financially, the article explains how IRS income phaseout limits can create challenges for retirement savers,...Read More
The recent article, “Private Credit’s Rude Awakening Gives Bond Funds A New Edge,” by journalists Michael MacKenzie, Silla Brush, and Tasos Vossos, explores how growing concerns within the private credit market are causing many investors to reconsider the role of traditional bond funds. Featured in Bloomberg and FA Magazine, the piece highlights how liquidity challenges,...Read More
The U.S. World News and Report article, “How the New Roth Catch-up Rule Changes Retirement Saving for High Earners” by journalist Dawn Papandrea, explores an important shift in retirement planning that takes effect in 2026. Under the new rule, individuals age 50 and older earning more than $150,000 will be required to make their 401(k)...Read More
In a recent article, “3 Ways to Get College Financial Student Loan Aid From the Government,” journalist Brian O’Connell explores how families can navigate rising college costs with the help of government-backed aid. The piece was featured in NTD News, and highlights three key pathways: completing the FAFSA to access federal, state, and institutional aid,...Read More
What does it really cost to invest in cryptocurrency? In the article “The Real Cost of Investing in Crypto: Fees, Taxes and Hidden Charges Most People Don’t Know About” by journalist David Nadelle, featured in GoBankingRates and Yahoo Finance, the focus shifts beyond price swings and headlines to examine the expenses that can erode returns....Read More
What does it truly take to retire early, especially when your savings may need to last 40 to 50 years? The article “Retiring Early? These Smart Money Moves Can Make Your Savings Last Decades” by journalist Gabrielle Olya, published in GoBankingRates and Yahoo Finance, explores key strategies financial planners recommend. From building assets outside traditional retirement...Read More
