By: Steven M. Roge, CMFC Mediware Information Systems (MEDW) Share Price: $11.75 Intrinsic Value: $15.50 Buy Below: $12 Business Description & Background: Mediware designs, develops and markets software solutions targeting specific processes within healthcare institutions. Software products are sold to hospitals, long-term care and behavioral health facilities, and stand-alone blood and plasma donation centers and...Read More

Rosanne Roge, CFP, RFG, CSA Over the past few months, I have noticed many articles in newpapers, magazines and trade publications addressing the question of  when the appropriate time is to “take away the keys” from parents, spouses or a friend. Your clients may be facing these questions, for themselves or their parents or other...Read More

Rosanne Roge, CFP, RFG, CSA There comes a time when we, or our clients, need to have “the conversation” with our parents. The most frequent topics that come up are about changes in health that will affect their lifestyle, driving, personal appearance, “senior moments,” managing finances and home safety, to name just a few. For...Read More

By: Steven M. Roge, CMFC Share Price: $346 Intrinsic Value: $506 Buy Below: $354 Apple (AAPL) is a company whose stock receives around-the-clock press and analyst coverage. One would expect a stock that is scrutinized and adored this much to be appropriately priced and have all known elements (news, future expectations, worries) factored in. Then...Read More

I’ve been giving a lot of thought lately about the issues facing our country, particularly the financial dimension of government.  Following the release of the Republican budget proposal authored by Rep. Paul Ryan, President Obama’s subsequent response and the recent downgrading by Standard & Poor’s of our country’s economic prospects, I thought I would share...Read More

Rosanne Roge, CFP, RFG, CSA As an advisor who has aged clients and clients who have aging family members, I am always looking for resources for those hard-working caregivers who may be in need of assistance and do not know where to look for guidance in a tough situation. There was a wonderful article published...Read More

Recently we have had conversations with a few clients about making changes to their portfolios due to the current events in Japan and the Middle East.  Our advice is not to make changes based on current events.  One should only revise their portfolio if their goals or personal circumstances change. A good friend of mine...Read More

Gone are the days when a company would reward a retiree’s long years of service with a gold watch and monthly pension. Today, old-fashioned defined benefit pension plans have been replaced with 401(k)s and Individual Retirement Accounts (IRAs).  These accounts require you—not your employer—to determine how much to save, as well as how to invest...Read More

By: Steven M. Roge, CMFC GSE Systems Inc. (GVP), as of March 21: Share Price: $2.12 Intrinsic Value: $3.58 Buy Below: $2.51 Business Description and Background: GSE Systems, Inc. provides simulation and educational solutions and services to nuclear and fossil electric utilities, and chemical and petrochemical industries, in the United States, Europe, and Asia. It...Read More